House #1: Two bed, two bath with an upstairs loft. The floors in the living/dining area are beautiful bamboo, and the kitchen floors have been redone with a pretty new tile. The stairs give the space a lot of personality, although the living area is a little cramped. It's in a cookie cutter neighborhood and the houses are all pretty close together, but it doesn't seem like it. It's got a decent back yard with a concrete patio. I LOVE the inside of the house, but the outside and location could be better. No driveway or garage, just parking lot spaces. No HOA fees.
House #2: Two bed, two bath with a mirror image layout of #1, but no loft. Because there aren't any stairs, the main living area and kitchen are roomier. But the inside has no personality and is totally carpeted, which I hate and would rip out eventually, plus it needs a few repairs. It's also in a cookie cutter neighborhood right down the way from #1, but it's on a cul-de-sac and has a garage with a two-car driveway. It has a huge back yard and big wooden deck. It does have pricey HOA fees which would cover lawn care for the front yard only.
Price-wise they're only $5,000 apart, so that doesn't really sway me one way or another. My head says #2, but my heart is conflicted. I love the inside of #1 but the outside of #2. I love the loft in #1, but I honestly don't know if I'd really use it. #2 seems to be a better investment for the price and would have better resale value with the garage and yard, but it has no personality inside. Plus it would need work. #1 needs much less work and is perfect inside, but I'd miss the yard and garage. #2 I would have to save up to customize (new floors and such) which would have to be done a little at a time.
In the long run I think #2 is the best option, but it would be nice to move right into #1 and not have to do anything to it.
Decisions, decisions. Not a bad one to have to make though!
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